PrevaCare Benefits combines a comprehensive preventive care wellness plan with IRS Section 125 savings — your business saves $900 per employee while your workforce gains $1,200 in take-home pay. Zero net cost to either side.
Section 125 of the IRS tax code allows employers to offer certain benefits on a pre-tax basis — reducing FICA taxes for both the company and its employees simultaneously.
A Section 125 plan allows employees to pay for qualified benefits with pre-tax dollars, reducing their taxable income. The employer avoids paying FICA taxes on those same dollars — a win-win built directly into the IRS tax code since 1978.
Any employer with W-2 employees can implement a Section 125 plan. There is no minimum company size. Most businesses with 5 or more employees see immediate, meaningful savings from day one of enrollment.
Absolutely. Section 125 plans are IRS-approved, widely used by Fortune 500 companies, and fully ACA compliant. PrevaCare Benefits handles all compliance documentation and plan administration for you.
No. PrevaCare is a supplemental preventive care program that sits alongside your existing health insurance, enhancing coverage while generating tax savings through the §125 structure.
A company with just 50 employees could save $45,000 per year in FICA taxes alone — with no disruption to existing benefits and zero out-of-pocket cost to enroll.
PrevaCare is a proactive, participatory preventive healthcare program that supplements existing insurance — incentivizing healthy behaviors while saving money for everyone.
Unlimited virtual primary care visits for the entire family. See a doctor 24/7 from any device with no copay.
Immediate urgent care access for the whole family — reducing costly ER visits by up to 25% in verified studies.
The 70 most commonly prescribed medications provided at zero cost to enrolled employees and their families.
Unlimited one-on-one sessions with licensed RNs and mental health professionals. Completely confidential.
Personalized nutrition guidance and financial budget coaching to support whole-life wellness for every employee.
Comprehensive identity theft protection and home title monitoring for every member of the employee's household.
Tech-enabled solution for reporting, investigating, and resolving workplace harassment, discrimination, and misconduct.
Comprehensive EAP including simple will preparation, legal guidance, and a 0% interest $100 payday loan program.
Access to a 300-title multimedia medical content library to help employees understand and manage their health proactively.
A suite of science-based health, savings, and lifestyle apps included with every enrollment.
Earn up to $10/day in cash rewards for calories burned.
Average savings of $340/month through our specialist program.
Up to $2,500 interest-free credit across millions of products.
We negotiate your bills down and split the savings 50/50 with you.
Enter your number of employees to instantly see your potential annual savings — for your business and your workforce.
PrevaCare's preventive model shifts organizations from disease management to proactive health culture — with results verified independently across a large national population.
| Feature | Typical Plan | PrevaCare §125 |
|---|---|---|
| Employer FICA savings | ✕ None | ✔ $900/employee/yr |
| Employee take-home increase | ✕ None | ✔ $1,200/employee/yr |
| Virtual Primary & Urgent Care | ✕ Extra cost | ✔ Included, no copay |
| Mental health coaching | ✕ Limited | ✔ Unlimited sessions |
| Net cost to employer | ✕ High | ✔ Zero net cost |
| IRS §125 compliant | ✕ Usually not | ✔ Fully compliant |
Book a no-obligation consultation and we'll build a custom savings report for your business — showing your exact FICA reduction, employee take-home increase, and 3-year projection.
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